We offer all of the major carriers and they are broken down into three categories:

• Medicare supplements
• Medicare Advantage plans ( MA- MAPD )
• Stand Alone Part D (PDP) drugs plans.

We can help you with plan designs, enrollment periods, and eligibility requirements. All of our agents are Licensed with the state of Arizona and certified with every carrier represented. Our staff has assisted thousands of individuals with their health care needs.

All benefits are the same.

They are regulated and standardized by the government. These plans have little to no out of pocket cost for provider for services. These plans generally DO NOT include drug plans.

Medicare supplements or MediGap plans work with your original Medicare Part A & B. The plans A- L are the same with every carrier. The only difference between plans from one carrier to the next is the monthly premium.

Medicare advantage (MA or MAPD) plans generally have co-pays for services and may or may not include a part D drug plan. There are three types of Medicare Advantage plans HMO, PPO and PFFS. These are the most affordable plans with many having no monthly premium.

Stand Alone drug plans ( PDP ) are for RX only. The PDP plans are the result of The Medicare Prescription Drug, Improvement, and Modernization Act of 2003, a federal law that brought the most dramatic changes to the Medicare program since it began in 1965.