Click on the button to read about the Summary of Benefits.

Welcome to Humana Medicare advantage plans. Humana offers PPO and PFFS plans. The summary of benefits tells you some features of Humana's plans. As a Medicare beneficiary, you can choose from different Medicare options. You make the choice. No matter what you decide, you are still in the Medicare Advantage Program.

• Preferred Provider Organizations (PPO) - This type of plan uses a provider network of contracted doctor and hospitals for services. You are not required to choose a Primary Care Physician and may go to any doctor in the network with or without a referral. Many of these plans will include part D drug coverage. The plan will have co-pays for most services. The plans offer urgent and emergent care when out of your service area while traveling.
  
  
• Private Fee for Service (PFFS) -This type of plan does not use a provider network and you may access any doctor or hospital. The doctor or hospital MUST be willing to except the terms and conditions of the insurance carrier. They should not render services if they do not except the plan except in emergency situations. The plan will have co-pays for most services. The plans may include part D drug coverage. The plans offer urgent and emergent care when out of your service area while traveling.
  
  
  Please contact a representative for more information.

*Medicare Advantage plans have specific enrollment periods and may not be available in all counties.